Renter must be a minimum of 25 years of age and possess a valid, government-issued driver’s license at the time of rental. Life On The Lake reserves the right to verify the renter’s age and license at any time during the rental period. Renters who misrepresent their age or licensure status will be immediately terminated from the rental agreement without refund, and may be held liable for any resulting damages. No exceptions will be made to the minimum age requirement under any circumstances. All drivers must present their license at the time of pick up. The valid license must remain on the renter’s person while operating the golf cart.

Golf carts rented through Life On The Lake are permitted to operate ONLY within the designated Miller Beach neighborhood boundary. The boundaries are Clay St to the West, County Line Road to the East, up to BUT NOT INCLUDING Route 20 to the South, and up to but not including the shores of Lake Michigan to the North. Golfcarts are NOT equipped to operate on sand and should not be driven on the beach. Operation is strictly prohibited on all major Gary, Indiana roadways, including but not limited to: Broadway, 5th Avenue, US-12, US-20, and any road posted with a speed limit exceeding 25 mph. Golf carts may ONLY be driven on paved surfaces — no gravel, grass, sand, or off-road terrain of any kind is permitted. If the golf cart is driven on any prohibited surface and is damaged or needs to be retrieved, all costs associated with the repair and retrieval will be the responsibility of the renter. All Life On The Lake golf carts are equipped with GPS tracking devices. The renter acknowledges and consents to real-time GPS monitoring of the cart’s location throughout the duration of the rental. If the cart is detected operating outside the approved boundary, Life On The Lake reserves the right to immediately terminate the rental without refund, dispatch a retrieval team, and charge the renter a RETRIEVAL FEE of $150.00. Repeated or willful boundary violations may result in additional charges and/or reporting to local authorities.

The renter agrees to operate the golf cart exclusively on paved, hard-surface roads and pathways. Driving on grass, sand, gravel, unpaved trails, beach areas, or any soft or uneven terrain is strictly prohibited. Any damage resulting from operating the cart on non-paved surfaces — including but not limited to suspension damage, tire damage, frame damage, and undercarriage damage — will be the sole financial responsibility of the renter. The renter acknowledges that this requirement is communicated in advance and that no exceptions will be made.

The renter accepts full financial responsibility for any and all damage to the golf cart occurring during the rental period, regardless of cause, including but not limited to: collision damage, vandalism, theft, water damage, punctured or damaged tires, cracked windshields, body damage, and mechanical failure resulting from misuse. Life On The Lake will assess all damage upon return of the cart. The renter agrees to pay the full cost of repair or replacement as determined by Life On The Lake, including parts, labor, and any loss-of-income costs for the period the cart is out of service during repair (assessed at $160.00 per day). A damage inspection report will be completed at pickup and return. Pre-existing damage will be documented; all new damage identified at return is the renter’s responsibility.

I acknowledge that operating or riding in a golf cart involves inherent risks, including but not limited to collisions, tipping, mechanical failure, roadway hazards and personal injury. The renter, on behalf of themselves and all passengers, guests, and users of the rented golf cart, hereby agrees to HOLD HARMLESS, DEFEND, and INDEMNIFY Life On The Lake, its owners, employees, agents, and representatives from and against any and all claims, demands, damages, losses, costs, expenses (including reasonable attorney’s fees), injuries, or liabilities of any kind arising out of or in connection with the use or operation of the golf cart during the rental period. This includes but is not limited to personal injury, property damage, third-party claims, and traffic violations. The renter acknowledges that golf cart operation carries inherent risks and assumes all such risks voluntarily. This hold harmless agreement shall survive the termination of this rental agreement.

In the event that a golf cart must be retrieved by Life On The Lake for any reason — including but not limited to: GPS boundary violation, abandonment, mechanical breakdown resulting from renter misuse, failure to return the cart by the agreed return time, or renter incapacitation — a RETRIEVAL FEE of $150.00 plus the cost of towing will be assessed and charged immediately to the credit card on file. This fee is in addition to any other applicable charges under this agreement. Life On The Lake reserves the right to dispatch a retrieval team at its sole discretion.

The golf cart must be returned to the designated drop-off location by the agreed return time stated in this agreement. Any return after the agreed time will incur a LATE FEE of $50.00 per hour (or any portion thereof). Failure to return the cart within 2 hours of the agreed return time, without prior written authorization from Life On The Lake, will be treated as an unauthorized extension of rental, and Life On The Lake reserves the right to dispatch a retrieval team (with applicable retrieval fee) and/or report the cart as stolen to local authorities. The renter agrees that late fee charges will be applied automatically to the credit card on file.

The renter is required to immediately report any accident, collision, injury, property damage, or mechanical failure involving the rented golf cart to Life On The Lake at the emergency contact number 219-359-9348 provided at check-in. “Immediately” means within 15 minutes of the incident occurring. Failure to report an incident in a timely manner may result in forfeiture of any damage dispute rights, additional penalties at Life On The Lake’s discretion, and may constitute a material breach of this agreement. If law enforcement is involved, the renter must also obtain a copy of any police report and provide it to Life On The Lake within 24 hours. The renter agrees that concealment or misrepresentation of any incident is grounds for immediate legal action.

Life On The Lake golf carts are provided with a fully or substantially charged battery at the start of each rental. The renter agrees NOT to allow the battery to fully deplete during the rental period. If the cart is returned with a dead or critically low battery resulting from negligent use (such as leaving lights on, extended idle operation, or excessive hill driving), a BATTERY RECOVERY FEE of $35.00 may be assessed. To charge the golf cart during the rental period, the renter may charge the cart at their own expense. Charging stations are available at Lake St and 6th Ave or next to the Marquette Park Beach Concession Stand. Tampering with or attempting to charge the battery using unauthorized equipment is strictly prohibited and may result in damage charges.

By signing this agreement, the renter expressly authorizes Life On The Lake to charge the credit or debit card on file for any and all amounts owed under this agreement, including but not limited to: rental fees, damage costs, loss-of-income fees, retrieval fees, late fees, battery recovery fees, repair costs, and any other charges arising from the renter’s use of the golf cart. Life On The Lake will make reasonable efforts to notify the renter of charges prior to processing; however, the renter acknowledges that in the event of non-response, Life On The Lake may proceed with charging the card without further notice. The renter agrees that this authorization remains in effect for a period of 30 days following the conclusion of the rental period to allow for damage assessment and final billing.

The renter agrees to the following operational rules at all times:

● Maximum passenger capacity must not exceed 1,000 lbs including passenger and cargo weight.
● No alcohol consumption while operating the golf cart.
● Seatbelts (if equipped) must be worn by all passengers at all times.
● No reckless driving, speeding, or unsafe operation of any kind.
● No persons under 25 years of age may operate the cart under any circumstances.
● The cart must be returned clean and free of excessive dirt or debris. A cleaning fee of $50.00 may apply for carts returned in unacceptable condition.
● Renter is responsible for all parking violations or fines incurred during the rental period.
● No modifications, additions, or attachments to the cart are permitted.
● Golf cart must be locked and secured when not in use.
● Adherence to all applicable City of Gary ordinances and Indiana State laws

This Golf Cart Rental Agreement constitutes the entire agreement between Life On The Lake and the Renter with respect to the subject matter herein and supersedes all prior discussions, representations, or agreements. This agreement shall be governed by and construed in accordance with the laws of the State of Indiana. Any disputes arising under this agreement shall be resolved in the courts of Lake County, Indiana. If any provision of this agreement is found to be unenforceable, the remaining provisions shall remain in full force and effect. This agreement may not be modified except in writing signed by an authorized representative of Life On The Lake.

By signing below, the Renter confirms that they have READ, UNDERSTOOD, and AGREED to all terms and conditions of this Golf Cart Rental Agreement in its entirety. The Renter acknowledges receipt of a copy of this agreement and confirms that no verbal representations have been made that contradict the written terms herein. The Renter further acknowledges that this document constitutes a legally binding contract under the laws of the State of Indiana.